Monday, October 20, 2008

How to Survive with Salary RM4k/month In KL..?!

Let's do some simple calculations here.

In Malaysia, the average family income is RM4k/month (where father works and mum too)

I understand there are many families whose monthly income does not reach RM4k but, to make things simple, let's take RM4k as the figure.

Okay, let's start rolling with a family which has Papa, Mama, 1 daughter and 1 son. Cun-cun ideal family..

Calculation starts..

Electricity and water bill : RM100 (No air-con, No home theatre, No water heater ... ok?)
Phone bill (Telekom, prepaid,maxis,celcom), broudband/streamyx : RM200 (cukup meh..?)
Meals for a happy family : RM775 (3 meals on RM25/day, RM25 for 4 persons...?)
Papa makan / teh-tarik during working hrs : RM155 (RM5/day, RM5 ... can eat what?)
Papa smoking : RM120 (rm8/2 days.. cukup meh..?)
Mama makan during working hrs : RM155 (RM5/day, RM5 ... mama diet, sumtimes less)
Car repayment : RM900 (Vios papa kasi mama bawak, 9 yrs repayment, 0 downpayment)
Car repayment : RM350 (kancil 1st papa+mama - penuh nostalgia.. kene remain)
Petrol (living in city, traffic-jam) : RM300 (go to work, bring son to school, only can afford one car running)
Motorbike (papa senang pegi kerja tak de jammed) : RM150 (installment dengan Ah Seng 2 taun, downpayment RM1k)
Insurance : RM600 (papa, mama and kids)
House repayment : RM750 (apartment 3 rooms repayment for 30 yrs, retired still have to work to pay!)
Tuition : RM80 (got that cheap meh? i don't think so)
Older children pocket money @ school : RM20 (RM1/day, eat bread?)
School fees : RM30 (enough ah?)
School books and etc : RM100 (always got extra to pay in school)
Younger children milk powder : RM50 (cannot have the DHA, BHA, PHA one, expensive)
Miscellaneous : RM100 (shampoo, rice, sauce, toilet paper)

How much now?.. RM4k ++ oredy.. how ma..??!!

So, have to stop here, so... No Astro, no movie @ cinema, no DVD, no CD, no online, cannot KFC, cannot McDonald, cannot go Park walk during weekend (petrol expensive maa RM2.30/litre), no chit chat on phone with parents, and most important is.. MANA WANG KASI ORANG TUA KAT KG..??!!.. huhuh..